Oncken Insurance Agency, P.C. Blog
There are four common types of theft such as shoplifting, robbery, auto theft, and identity theft. In this article, information about identity theft — one of the most common crimes in today’s society — will be emphasized and the critical steps will be cited to guide you.
Inform Financial Institutions
The very first step that you need to accomplish is to notify your financial institutions, especially if someone stole your debit or credit card information. For instance, if you found out that someone is using your card, contact your bank immediately to deactivate your account. Relate the whole story to the fraud department of the bank. Reporting the issue on time will help to avoid being liable for any of the charges on the account. The department knows what to do to stop future problems for you.
Like what has been mentioned above, if someone has your financial information, there may be charges in your name that you didn’t request. Alerting your creditors about the incident will help the department to resolve your issue quickly. You can dispute if there were unauthorized charges and they will respond to your benefit since you’ve reported the problem on time.
Communicate with Credit Bureaus
When someone has your gotten your identity, he could easily request new credit using your name. To avoid this dilemma, communicate with credit bureaus. In this way, credit freeze will be implemented to prevent the acquisition of new credit without your consent. One ideal way credit bureaus take before a person can make a large purchase on credit is by bringing about verification during the transaction. This method will bring a challenge to thieves to use your account.
Call the Police
You must notify the local police department when something happens. This will also be asked by your financial institution that you must accomplish as soon as possible. The department can help you file a particular type of report on your behalf when someone stole your identity. The police department can assist in the investigation.
Inform Federal Trade Commission
Federal Trade Commission is another unit that can help you to pass your information along to the proper authorities during identity stealing. The department can aid you during criminal investigation and prosecution of identity theft by contributing as a clearinghouse for identity theft protests.
One More Thing Before You Go
Break-ins are terrible experiences in real life, and you can file a claim if there's burglary or theft in your working place. Purchase a business insurance plan from a reliable insurer to help you recover conveniently.
At Oncken Insurance Agency, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (281) 256-8310. Get your free quote today by CLICKING HERE.