​An annuity is a financial contract between you and your insurance company and is often used as a retirement plan. You can fund your annuity by paying a lump sum amount or making smaller regular payments over time. After you retire, you may get your money in a similar manner; through small payments or “annuities” or in a lump sum amount.

​No business comes without a certain level of risk. And an entrepreneur, you should know how to protect your business from Day One. Fortunately, you can easily do that by covering your business with the following insurance policies:

​You may have put off fixing your home this year. That's why you were still not able to rebuild that patio or fix that broken sink. Don't wait till repairs would cost you a fortune already. More importantly, don't wait till you have to use it, and you realize you have to replace the whole thing. Check out all these home repairs that you have to deal with as soon as possible.

​Perhaps, you've already figured out your life insurance needs. You already know how many years you're going to pay the premium. However, it would help if you did more homework. Often, life insurance can't help you much, except if you end up dead. Thus, you need to figure out which add-ons you need. Here are five life insurance riders you need to purchase.