​In this age, life insurance has become a need for everyone to protect their loved ones if something unfortunate happens. Much like health or auto insurance, life insurance coverage can be confusing if not explained right. To help you understand better life insurance better, here are a few life coverages explained.

​As a business owner, you are already exposing yourself and your employees to different kinds of risk the moment you decide to put up your company. Because of these risks, one wrong move can cause your business to shut down. To protect your business from experiencing these things, specific insurance policies must be in place. Whether you are starting your business now or your company has been up for years, make sure that you have these insurance policies to protect your investments and assets.

​An All-Terrain Vehicle (ATV) is a vehicle with a seat that is straddled by the driver, along with handlebars for steering control. It is designed like a motorcycle, with a bigger engine, and four (or sometimes three) wheels. ATVs can handle a wider variety of landscapes than other vehicles. 

ATVs can pose dangers to its riders or the people around it. Its maintenance can also be a bit expensive, that’s why ATV owners should consider having them insured. But how will you do it? What are the coverages? All of these will be tackled in this article.

​Floods have been one of the terrifying calamities in the history of the world. It has led to so many disasters that claimed the lives and property of many people around the world, especially in the US. The flooding caused by Hurricane Katrina in Southern Louisiana (2005), and Hurricane Harvey in Houston, Texas (2017) was unforgettable. Hurricane Katrina had fatalities that amounted to almost two thousand people (1,833 to be exact). The cost of the damage to properties amounted to $103.9 Billion! It was fortunate that Hurricane Harvey had lesser casualties compared with Hurricane Katrina (with only 89 fatalities), but the damage to properties all over amounted to $126.3 Billion!