Oncken Insurance Agency, P.C. Blog
A recent survey showed that only three out of ten small businesses have insurance. And most of these small businesses have the necessary policies that cover general liabilities, while some have commercial property insurance to protect them from losses.
It is a given that when you are starting a business, there are other essential and urgent demands that business owners focus on rather than getting their businesses insured. For small businesses, getting insured can seem like an inessential luxury. Instead, they would take a gamble and hope for the best for their companies than to commit and dedicate to monthly or annual premiums.
There are plenty of reasons why small businesses would prioritize having their businesses insured and protected. Because of the severe weather, floods, wildfires, and earthquakes are putting businesses at risk of damaging their equipment or property.
It does not matter where you are located; the risk of people breaking in is real. Are you ready to replace and buy new computers or equipment if they get stolen? What is your plan if someone decides to sue your company? These are the types of scenarios you can avoid if you have your businesses insured.
Choosing the right type of life insurance is confusing and daunting, especially if you are just in your twenties. But it is worth noting that having life insurance early on is an essential part of adulting. Getting insured is a significant decision. Here are some tips every millennial needs to know before considering getting life insurance.
Selling a house can surprisingly consume your time and invade your privacy due to potential buyers entering your home, criticizing it, and offering less money than what you offer. Mistakes are also inevitable, like emotional and financial mishaps that can lead to pitfalls. Here are the mistakes to avoid when selling a house to get a better and more convenient deal for you.
Amidst the pandemic, you might be thinking about ditching your auto insurance due to your idled vehicle. Although putting your car insurance on hold is an excellent way to save money, it can be confusing as your options depend on your driving hiatus. Here are the differences between pausing, canceling, and reducing your auto policy to avoid unexpected fees and policy errors.