Oncken Insurance Agency, P.C. Blog
As your family grows, your responsibilities expand, and expenses increase. If you have an insurance policy, there are ways you can lower the premium. Read this post as it will give you tips on how you can spend less in a home protection plan.
As awkward as it may seem, the home can be much of a child hazard as the outside world. With toxic chemicals, sharp corners, bulky furniture, and pointed objects around, every room could pose a potential threat to your toddler. Parents are encouraged to childproof their homes as early as possible to keep these dangers at bay. Here are some tips and reminders parents should not miss while childproofing their home.
Many customers experienced receiving letters from their insurance provider saying that their home policy rate increased. According to reports of Applied Systems, a software firm, the percentage of the premiums rose to 5.8% with quotes almost 1.3 billion. This home insurance cost started rising since 2015.
Here are significant reasons why rates of home insurance quickly rise:
Over the years, the prices of goods and services increase, just like your homeowner's insurance. It happened because the value of your home, property, and even its repair and replacement costs also increases. It is the main reason why your insurance premium went up.
Learn to control your policy in these five easy ways:
Your home is your biggest investment. In fact, a large chunk of your net worth depends on the value of your home. However, if your home is not generating any cash flow for you, then perhaps you are missing out on a lot of good opportunities. If you want to turn your home into an asset, the first thing you need to do is to lower your expenses and find ways to generate income from it. Once you have net positive cash flow coming from your home, then you can already consider it an asset. After all, an asset is something that adds monetary value to your finances. Here are four ways to transform your home into an asset.
Buying a home is one of the largest investments a person can make. Along with this, having home insurance would be the next thing in mind. Getting home insurance will be confusing the first time. Making the right decisions certainly won't make you regret. Here are the necessary steps you need to get home insurance.
Green home renovations are a worthwhile investment you can make for your home. The benefits you can receive from it outweighs the cost of the project and pays for itself in the long run. Here are seven projects you can start for a greener home.
Basements are often seen in horror movies as a place where the killer hides. It is often dark, dingy and scary. The point is that basements usually get a bad reputation. They are usually uninviting, and they are the last places you would want to spend time in. Nonetheless, here is a list of things you can do to transform your basement into something more positive than it is.
If you want to organize any room in your home, including the kitchen, the first thing that you have to do is to declutter the area. You should try to determine which things are useful and which ones are not anymore. Thus, you need to re-assess whether the ice cream maker or knife sets are still helpful. If not, then there is no use displaying them as decorations. For your kitchen, leave only the most essentials while you clean them.
Having a large house is ideal if you have many children and you want them to grow closer together but each has a personal space at the same time. If you have guests come to your place on a regular basis, you want a spacious area to entertain them. If you need working space, man cave, or arts and crafts room, you will have no problem with it.
There are many reasons to buy a big house for your family. Check out the top reasons: