Oncken Insurance Agency, P.C. Blog
The sudden flash of light on a cloudy night can bring you shivers. The next few seconds seem like a long wait as you expect the next crack of thunder. You see and feel all the signs. A brisk wind is whistling its way and growing in strength. The pouring rain is rattling on your roof.
You feel comforted by the thought you are inside your home protected from all that is happening. Then you start to think, how safe are you? You know you're safe from the rain and wind. You know your home is built well enough to fight that. But how about against the lightning?
It may seem like a small chance, but lightning can strike your home. So now the question is, can your home take it? Am I safe in it?
How Can My Home Be Damaged?
A lightning bolt can reach 100 million volts of electricity. A direct strike into any structure can undoubtedly be damaged. Be it your roofing or chimney, brick or concrete; a lightning strike can rip through it. It can start a fire if it hits something combustible.
You don't even need a direct hit for damage to happen. It can strike a nearby pole and surge into your home. It can travel through the power lines, telephone line, antennas, and even irrigation systems.
How Can I Protect My Home?
There are available systems you can install to help protect your home. There are specialists in the field who can consult and even install these types of systems. A typical installation will include rods in the roof to act as terminals to intercept the lightning. It then makes the current travel through braided cables of aluminum or copper into a grounding system that ends ten feet below the ground.
You can even take a few steps further by having surge protectors and even tree protection for nearby trees. Trees nearby and are taller than your home can be a significant risk and fire hazard.
Lightning is just one of the elements that we should protect our home. There are many risks out there, from floods, earthquakes, and the thunderstorms mentioned above. Preparation and foresight are vital to minimize your risk.
For your home's total protection against the elements, comprehensive coverage is needed. Having the right home insurance gives you that. Get the protection you need. At Oncken Insurance Agency, we aim to make our client's life easier with policies that are tailored to their needs. You can get more information about our products and services by calling our agency at (281) 256-8310. Get your free quote today by CLICKING HERE.