Oncken Insurance Agency, P.C. Blog
Over the years, the prices of goods and services increase, just like your homeowner's insurance. It happened because the value of your home, property, and even its repair and replacement costs also increases. It is the main reason why your insurance premium went up.
Learn to control your policy in these five easy ways:
Shop for Insurance Providers
Seek for insurance company suitable for your home needs. It’ll take your time, but the money you’ll soon save up is all worth it.
Check the yellow pages, search the internet, and ask for your friends’ or relatives’ referrals for insurance providers. Get information available, and reviews or complaints.
Reinforce Your Home
Ask your home insurance provider how you can make your home resistant to natural disasters like windstorms and earthquakes. A bundle package for this might include new storm shutters, replacing old roof to stronger material, installation of hurricane-proof doors, and anchored floors and walls.
Also, modernized electrical and plumbing systems reduce the risk of water and fire damage.
Upgrade Home Security
Install security alarms in your home to get discounts. Opt for smoke detectors, burglar alarm, bolt locks, sprinkler systems, and fire alarms. There are also fire and burglar alarms that connect to a monitoring police station, so it gets another additional discount.
Moreover, before purchasing and installing these home security features, ask for your insurer’s consent and recommendations on how much it’ll cost, and how much you’ll be saving.
Look for Discounts
Who wouldn’t love getting discounts? Senior citizen homeowners usually qualify for insurance discounts, so ready your identification card just in case.
Request to your home insurance provider on how can you obtain more discounts. Most companies don’t offer the same amount of deductions. Be sure about what you wanted to get for your home.
Pay in Full
Let your insurance provider know that you are responsible for paying insurance fees. Make it a habit of paying full even at the start of the billing schedule. In this way, you may attract your provider by giving additional discounts on your premium, and reduce the homeowner's insurance cost.
As you enter the challenging yet fascinating world of business, remember to protect yourself by buying business insurance. It can help you deal with specific problems in the future. Have your insurance agent help you get the best coverage suitable for you, your needs, and your home.
At Oncken Insurance Agency, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (281) 256-8310. You can also request a free quote by CLICKING HERE.