Oncken Insurance Agency, P.C. Blog
A smart company does not only have a smart leader but also has tools, systems, and proper planning to make the company function seamlessly. Here are some tips that you can follow and incorporate if you have plans in starting a smart business.
One of the smart investments that you can make is by purchasing life insurance. You may think that you don’t need it or it can be something of an inconvenience for you. If you are wondering if you really need a life insurance plan, here are some of the many reasons why you should get one.
Your house is your haven, a place where you should be comfortable, healthy, and safe. However, there are unseen intruders like viruses, germs, bacteria, toxins, and pests that pose a threat to your home. Here are some of the tips to clean your house to keep it healthy.
You must be one of the many who are confined to the safety of your home due to the threat of COVID-19. With the restrictions of going out, you must also take care of not just your health but also your car. With the uncertainties that this pandemic brings, it is imperative that you also maintain your vehicle to avoid damage to it. Here are some of the tips that you can do to help with the maintenance of your car.
In this age, life insurance has become a need for everyone to protect their loved ones if something unfortunate happens. Much like health or auto insurance, life insurance coverage can be confusing if not explained right. To help you understand better life insurance better, here are a few life coverages explained.
As a business owner, you are already exposing yourself and your employees to different kinds of risk the moment you decide to put up your company. Because of these risks, one wrong move can cause your business to shut down. To protect your business from experiencing these things, specific insurance policies must be in place. Whether you are starting your business now or your company has been up for years, make sure that you have these insurance policies to protect your investments and assets.
An All-Terrain Vehicle (ATV) is a vehicle with a seat that is straddled by the driver, along with handlebars for steering control. It is designed like a motorcycle, with a bigger engine, and four (or sometimes three) wheels. ATVs can handle a wider variety of landscapes than other vehicles.
ATVs can pose dangers to its riders or the people around it. Its maintenance can also be a bit expensive, that’s why ATV owners should consider having them insured. But how will you do it? What are the coverages? All of these will be tackled in this article.
Floods have been one of the terrifying calamities in the history of the world. It has led to so many disasters that claimed the lives and property of many people around the world, especially in the US. The flooding caused by Hurricane Katrina in Southern Louisiana (2005), and Hurricane Harvey in Houston, Texas (2017) was unforgettable. Hurricane Katrina had fatalities that amounted to almost two thousand people (1,833 to be exact). The cost of the damage to properties amounted to $103.9 Billion! It was fortunate that Hurricane Harvey had lesser casualties compared with Hurricane Katrina (with only 89 fatalities), but the damage to properties all over amounted to $126.3 Billion!
An annuity is a financial contract between you and your insurance company and is often used as a retirement plan. You can fund your annuity by paying a lump sum amount or making smaller regular payments over time. After you retire, you may get your money in a similar manner; through small payments or “annuities” or in a lump sum amount.
No business comes without a certain level of risk. And an entrepreneur, you should know how to protect your business from Day One. Fortunately, you can easily do that by covering your business with the following insurance policies: